This loan program is for members of the California State Teachers Retirement System and has competitive loan rates as well as a variety of mortgage loan programs made available exclusively to Cal STRS members. All programs and rates are set by CalSTRS and fluctuate on a regular basis like traditional mortgage products which are subject to market conditions but have special price and lock incentives to reward the valued members of the CalSTRS employee network. 
The following may be eligible:
  • Employees of California public school districts or California community colleges
  • Members of the California State Teacher’s Retirement System
  • CalSTRS employees
  • Inactive CalSTRS members as long as they have funds in their CalSTRS retirement account
  • Retirees receiving CalSTRS benefits
If you are a CalSTRS member interested in obtaining a CalSTRS loan to help you purchase a home or refinance your current residence you can apply online or contact us directly at (909) 456-1462.