Rural Housing Loan Programs


The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas to achieve homeownership with added benefits for owning property in these designated areas.

The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources purchase modestly priced homes as their primary residence and do so with little to no money out of pocket.


Rural Housing Loan Program Benefits:

  • Home repairs can be included in loan
  • No down payment
  • Competitive rates
  • No mortgage insurance

These loans can be used towards the purchase of a previously owned home or a newly built property in the designated areas and can be done with zero down payment requirements.

If you are interested in applying for a Rural Housing Loan or would like to know what areas are deemed eligible for these loans options you can apply online today, submit a request for a link with the current map of eligible areas or contact us directly at (909) 456-1462.